Tom Kedrowski at River City Mortgage & Financial, LLC specializes in getting the seemingly impossible loans closed. We have many, many investors that we deal with on the especially difficult deals. We have successfully closed loans for people who:

• Are currently in Chapter 13

• Have several 30, 60 or 90 day late payments on their mortgage

• Have low credit scores

• Have collection accounts and charged off accounts

• Little or no money for a down payment

• Are currently in Consumer Credit Counseling

• Had a bankruptcy discharged less than one year ago

• Are currently in foreclosure

• Have refinanced or bought odd/unusual properties

• Have title problems

• Have a need to use stated income – commission

• Had a difficult commercial transaction

• And many, many more scenarios

If you don’t want to complete an application but just want to find out if there is any way you can get financing, please send us an email and tell us your situation. We will review it and let you know if we can help you.

Please let us know if you prefer to get a return email or phone call. If by phone, please be sure to include your telephone number.